Systems that don’t talk
Forecasts, flood maps, and policy data already exist — in separate systems that never meet before a claim.
Floodcaster fuses live forecasts, flood maps, and the policy book into early action you can defend — every decision sourced, timestamped, and replayable.
1 · NOAA NCEI Billion-Dollar Disasters (Jan 2025). 2 · FEMA NFIP, 2014–2024. 3 · FEMA OMB 1660-0040.
Forecasts, flood maps, and policy data already exist — in separate systems that never meet before a claim.
The most valuable time — before first notice of loss — passes with no action, no positioning, no outreach.
When a decision is challenged, the institution can’t reconstruct what evidence mattered, or why it acted.
Climate-risk disclosure now in force — reaching lenders and insurers.
Defensibility is being pushed upstream to originators.
Pricing moved to continuous, property-level risk — a zone is not a risk.
Storm and flood ETA to your street. Awareness, in the app — the signal that starts the clock.
Insurers and property managers turn the warning window into defensible moves — reserves, adjuster positioning, asset protection — before FNOL.
Every decision is sourced, versioned, admissibility-gated, and replayable — an attestation, not a warranty.
Estimate exposure from zone, elevation, terrain, water, and property context.
Source, version, timestamp, and tag material, conflicting, missing, or noisy inputs.
Admitted, limited, or rejected on measurable evidence quality and scope.
Reconstruct inputs, version, logic, limits, and outcome for audit or dispute.
Compute-light, on authoritative public sources: FEMA NFHL (flood zones), USGS 3DEP (elevation & terrain), NWS / NWPS (real-time gauges & forecasts).